Bank of America × pain.008 direct debit
POST /v1/iso20022/pain.008 · pain.001.001.09 (CashPro + CBPR+)
Outbound direct debit initiation. CORE / B2B variants, sequence-type grouping (FRST / RCUR / OOFF / FNAL), mandate metadata enforcement.
pain.008 direct debit is not in Bank of America's first-class scope on the current roadmap.
Integration notes
What changes for Bank of America.
- 01
CORE and B2B variants supported under SEPA SDD. Sequence-type grouping enforced — FRST and RCUR cannot share a PmtInf block.
- 02
Mandate metadata (MndtId, DtOfSgntr) validated at emission. ISO 8601 date format enforced.
- 03
Bank of America-specific creditor-scheme-identifier validation under the rule pack.
Related
Where to go next.
Endpoint docs
The full request / response schema for POST /v1/iso20022/pain.008.
/docs/pain-008 →
Bank of America overview
Capability summary, all four endpoints in scope, links to the public IG.
/banks/bank-of-america-us →
SWIFT mandate hub
The November 14, 2026 cutover. Bank-readiness checklist, live lint, FAQ.
/structured-address →