Three concrete jobs an ISO 20022 layer should do.
iso-compliant is a headless ISO 20022 compliance engine — pure infrastructure, not a PSP. You keep your existing corporate bank relationship (EBICS / SFTP / API); we generate, validate, and reconcile the files. Pricing is per document, never a percentage of transaction volume. Pick the job that matches yours.
Where it earns
Pick your use case.
Not a Stripe / Mollie / PayPal competitor. Those take a percentage cut and own the funds flow. Each page below is the problem, how iso-compliant solves it, and exactly what you integrate.
Structured-address remediation, in-flight
Twenty years of address_line_1 mush has to emit structured ISO 20022 before November 14, 2026. Restructure freeform addresses deterministically, validate against the receiving bank IG, and ship — no customer-side schema migration.
For: Compliance & treasury at mid-market and enterprise ERPs
See the solution →High-volume batch generationHeadless payroll, AR, and subscription DD
Nightly payroll, monthly AR, and recurring direct-debit batches. Keep your EBICS, BACS, SWIFT FileAct, FedACH, or SFTP channel — iso-compliant is bank-channel-agnostic and generates the file at a flat per-document price. Never a percentage of transaction volume.
For: Payroll, AR, and ops engineering at high-volume issuers
See the solution →B2B SaaS billing add-on“Pay this invoice” — without becoming a PSP
Ship native SEPA, ACH, Faster Payments, Pix, or Swiss QR-bill output from your vertical-SaaS platform — without absorbing PSP regulation or a 2–3% interchange cut. JSON in, bank-accepted XML out; the customer’s corporate bank stays in place.
For: Product & platform engineering at vertical SaaS
See the solution →What you keep
We shape the file. You keep the bank.
iso-compliant sits between your system and your existing bank channel. We do not hold your EBICS keys, we do not move money, and we never sit in the funds flow. Across all three use cases the integration is the same shape: clean JSON in, bank-accepted XML out, handed back to the channel you already run.
Start free
Point your existing SDK at our API and ship today.
100 documents per month free, no card. Full validation. The SDK shape is identical to the paid tier — you change a billing flag, not your integration.