Bank of America

ISO profile · pain.001.001.09 (CashPro + CBPR+)

BofA CashPro channel. CBPR+ MX cross-border + US ACH/Fedwire. Structured-address enforcement at Nov 14 cutover.

PlannedPlanned — on the roadmap, no rule-pack code yet

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What ships, what is honest

Capability summary.

01
CashPro API + Connect (SWIFT FIN + FileAct) for production submission.
02
camt.053 inbound: InstrId is the primary durable key; EndToEndId is preserved on direct-debit flows but stripped on intermediated wires.
03
Phase-2 target — US corporate treasury moving from MT103 to MX during the 2025–2027 coexistence window.

Endpoints

Bank of America × four endpoints.

Per-endpoint sub-pages — pain.001 credit transfer, pain.008 direct debit, camt.053 reconciliation, Swiss QR-bill — with the bank's specific quirks, the carrier mapping, and the integration checklist.

pain.001 credit transfer

In scope

/banks/bank-of-america-us/pain-001

pain.008 direct debit

Out of scope

/banks/bank-of-america-us/pain-008

camt.053 statement reconciliation

In scope

/banks/bank-of-america-us/camt-053

Swiss QR-bill

Out of scope

/banks/bank-of-america-us/qr-bill

SWIFT mandate

Structured address required.

Bank of America is in scope for the SWIFT Nov 14, 2026 structured-address cutover. Any pain.001 emission targeted at this bank must populate <StrtNm>, <BldgNb>, <PstCd>, <TwnNm>, <Ctry> on debtor and creditor parties.

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