Standalone ISO 13616 mod-97 IBAN validator + QR-IBAN flag + bank lookup.
Validates an IBAN against ISO 13616 mod-97 and (for CH / LI) returns the QR-IBAN flag and the cached SIX Bank Master entry. For EBA Clearing participants returns the BIC and bank name.
Pure-mod-97 — sub-10ms p50 inside the Worker isolate. No third-party calls. The local mod-97 implementation is at apps/api/src/lib/iban.ts and the browser-side equivalent at lib/iban.ts.
For pure-local validation (no API key) use the free /iban-check page on the marketing site — same algorithm, runs in your browser.
Mandatory header `Idempotency-Key` (UUID or other opaque ≤64 char string). A second request with the same key and the same body returns the cached response and the header `X-Iso-Compliant-Idempotent-Replay: true`. A second request with the same key but a different body returns 409.
Rate limit
Sandbox: 60 requests / minute, 1000 / day. Production: 600 requests / minute soft cap, lifted per tenant on request.