PostFinance Switzerland

ISO profile · pain.001.001.09.ch.03

Second Swiss tier-1. Same SIX/CGI-MP base profile as UBS, but the AcctSvcrRef carrier is the durable inbound key — not EndToEndId.

In DevelopmentIn Development — UAT prep, target 2026-Q3

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What ships, what is honest

Capability summary.

01
Same pain.001.001.09.ch.03 root, with PostFinance-specific NbOfTxs / CtrlSum reconciliation requirements at the PmtInf level.
02
Inbound camt.053: AcctSvcrRef is the high-confidence carrier; Ustrd remittance lines come back with the QR-bill QRR reference embedded.
03
QR-bill SPC v0200 round-trip — issued payment-part scans, paid via PostFinance, settled via camt.053 with the QRR echoed in <StrdCdtrRef>.

Endpoints

PostFinance Switzerland × four endpoints.

Per-endpoint sub-pages — pain.001 credit transfer, pain.008 direct debit, camt.053 reconciliation, Swiss QR-bill — with the bank's specific quirks, the carrier mapping, and the integration checklist.

pain.001 credit transfer

In scope

/banks/postfinance-ch/pain-001

pain.008 direct debit

Out of scope

/banks/postfinance-ch/pain-008

camt.053 statement reconciliation

In scope

/banks/postfinance-ch/camt-053

Swiss QR-bill

In scope

/banks/postfinance-ch/qr-bill

SWIFT mandate

Structured address required.

PostFinance Switzerland is in scope for the SWIFT Nov 14, 2026 structured-address cutover. Any pain.001 emission targeted at this bank must populate <StrtNm>, <BldgNb>, <PstCd>, <TwnNm>, <Ctry> on debtor and creditor parties.

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